Vehicle Resource Center
You have places to go, and ABCO FCU can help you get there. Whether you're looking to purchase a new or used vehicle, or save some money by refinancing your current vehicle, we'll work with you to get you into a loan with a payment that fits your budget! Apply for pre-approval (by completing our loan application) before you go to the dealer and shop with confidence knowing you've locked in a great rate. Pre-approvals are valid for 30 days. Get pre-approved NOW!
ABCO partners with local dealers as well as with Enterprise Car Sales.
Auto & Truck Loans
Our Auto Loans Feature:
New and Used vehicle loan rates as low as 5.99% APR!** on New and preowned vehicles between the years 2020 to 2024 and up to 60 months.
Borrow for vehicles starting at $5000
Terms up to 84 months*
100% financing; No Down Payment Required***
No pre-payment penalty
GAP Protection, Extended Warranties, and Debt Protection available at affordable rates
Apply now thru Online Banking >>
ABCO FCU Loan Department Hours (Not open to the public):
Monday - Friday: 9:00 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - 1:00 p.m.
Phone: 609-877-1911 email: loans@abcofcu.org
*Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2019 and older.
**APR=Annual Percentage Rate. Subject to credit approval. This is the credit union's lowest rate on New/untitled 2022 and 2023 vehicles for loan terms up to 36 months and pre-owned 2019 to 2022 vehicles for terms up to 36 months. Rates will vary based on creditworthiness, model year and term. The minimum for an auto loan is $5,000. Rates and terms subject to change at any time.
***Not available for all loans; based on credit criteria.
Boat & RV Loans
Our BOAT & RV Loans Feature:
RATES AS LOW AS 5.49% APR* for terms up to 60 months.
RATES AS LOW AS 7.99% APR* for terms up to 120 months**
No pre-payment penalty
Whether your dream is a boat, trailer, or RV, we have the low-cost financing to make it happen.
Apply now thru Online Banking >>
ABCO FCU Loan Department Hours (Not open to the public):
Monday - Friday: 9:00 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - 1:00 p.m.
Phone: 609-877-1911 email: loans@abcofcu.org
*APR = Annual Percentage Rate. Rates will vary based on credit worthiness and other factors depending on loan type.
**Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2017 and older.
Motorcycle Loans
Our MOTORCYCLE Loans Feature:
RATES AS LOW AS 5.99% APR* on New/untitled 2022 and 2023 vehicles for loan terms up to 36 months and pre-owned 2019 to 2022 vehicles for terms up to 36 months.
Terms up to 84 months**
100% financing; No Down Payment Required***
No pre-payment penalty
Apply now thru Online Banking >>
ABCO FCU Loan Department Hours (Not open to the public):
Monday - Friday: 9:00 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - 1:00 p.m.
Phone: 609-877-1911 email: loans@abcofcu.org
*APR = Annual Percentage Rate. This is the credit union's lowest rate on New/untitled 2022 and 2023 vehicles for loan terms up to 36 months and pre-owned 2019 to 2022 vehicles for terms up to 36 months. Rates will vary based on credit worthiness and other factors depending on loan type.
**Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2017 and older.
***Not available for all loans; based on credit criteria.
Auto Refinancing
Our AUTO REFI FeatureS:
RATES AS LOW AS 5.99% APR* on pre-owned automobiles, trucks and motorcycles 2019 to 2022 for terms up to 36 months.
Terms up to 84 months**
Rates as low as 5.49% APR* for recreational vehicles (boat and RV loans) with terms up to 60 months. Rates as low as 7.99% APR* on terms up to 120 months**
100% financing; No Down Payment Required***
No pre-payment penalty
Whether your dream is a boat, trailer, RV, or ATV, we have the low-cost financing to make it happen.
Transfer your car loan to ABCO FCU from another finance company and you could end up saving hundreds or thousands of dollars over the life of your loan!****
Apply now thru Online Banking >>
ABCO FCU Loan Department Hours (Not open to the public):
Monday - Friday: 9:00 a.m. - 5:00 p.m. Saturday: 9:00 a.m. - 1:00 p.m.
Phone: 609-877-1911 email: loans@abcofcu.org
*APR=Annual Percentage Rate. Subject to credit approval. This is the credit union's lowest rate. Rates will vary based on creditworthiness, model year and term. The minimum for an auto loan is $5,000. Rates and terms subject to change at any time.
**Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2017 and older.
***Not available for all loans; based on credit criteria.
****ABCO vehicle loans are not eligible for refinance. Some vehicles will not be eligible for refinance.
GAP, Extended Warranty, and Insurance
LOW-COst GAP PROTECTION
In the event your vehicle is stolen and never recovered or damaged beyond repair, Guaranteed Asset Protection (GAP) waives the difference between your primary carrier’s insurance settlement and the payoff of your loan or lease up to a certain amount, less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges.
AFFORDABLE EXTENDED WARRANTIES
ABCO FCU has partnered with Route 66 Extended Warranty to offer our members the most comprehensive mechanical breakdown coverage for all makes and models of automobiles at up to 60% off dealer pricing. No matter where you travel in the United States, Route protects you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor.
Debt Protection
Unfortunately, life can take an unexpected path. An unexpected job loss, death or disability could prevent you from making loan payments and cause financial distress for your family. That’s why we offer our members Debt Protection. Debt Protection could help by canceling all or part of your protected loan payment or balance should a protected life event occur. Learn More >>
DISCOUNT AUTO INSURANCE
If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars. ABCO Federal Credit Union members may qualify for discounts on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers, without losing any money.
*APR=Annual Percentage Rate. Subject to credit approval. This is the credit union's lowest rate. Rates will vary based on creditworthiness, model year and term. The minimum for an auto loan is $5,000. Rates and terms subject to change at any time.
**Qualification for 84-month financing based on creditworthiness. 84-month financing not available on model years 2017 and older.
***ABCO vehicle loans are not eligible for refinance. Some vehicles will not be eligible for refinance.