Rates
Personal and Home Loans
Rate Type | APR* |
---|---|
VISA® Credit Cards | As low as |
Personal Loans | As low as |
Vacation Loans | As low as |
Share Secured | As low as |
Home Equity | As low as |
Auto Loans
Rate Type | Term | APR* |
---|---|---|
New/untitled (2023/2024) | 36 mo | As low as |
48 mo | As low as | |
60 mo | As low as | |
72 mo | As low as | |
84 mo | As low as | |
Pre-owned (2020 to 2023) | 36 mo | As low as |
48 mo | As low as | |
60 mo | As low as | |
72 mo | As low as | |
84 mo | As low as | |
Used (2015 to 2019) | 36 mo | As low as |
48 mo | As low as | |
60 mo | As low as | |
72 mo | n/a | |
84 mo | n/a |
Rate Type | Minimum Balance to Earn Stated APY** | APY** |
---|---|---|
Protection Plus | $1000.00 | |
Carefree Checking (Legacy Rewards Checking) | $100.00 to $2,499.99 | 0.10% |
$2,500.00 to $9,999.99 | 0.15% | |
$10,000.00 to $24,999.99 | 0.25% | |
$25,000.00 and Greater | 0.45% | |
Member's Choice Checking | $2,500.00 to $9,999.99 | 0.10% |
Member's Choice Checking | $10,000.00 and up | 0.15% |
*Effective 10/01/2022
Savings
Rate Type | Minimum Balance to Earn Stated APY** | APY** |
---|---|---|
Primary Share | $100.00 | |
IRA Regular Share | $100.00 - $9,999.99 | |
IRA Regular Share | $10,000.00 and up | 4.00% |
Goal Savers Certificates and IRA Certificates
Certificate Specials
Rate Type | Term | APY** |
---|---|---|
Goal Savers Certificates and IRA Certificates | 6 Month | 4.55% |
Goal Savers Certificates and IRA Certificates | 9 Month | 4.60% |
Jumbo Rates (Including IRA) | .10% higher over Regular Special Rates |
*Effective 12/14/2023
Limited time offer. Rates are subject to change.
Certificates
Rate Type | Term | APY** |
---|---|---|
Certificate | 6 mo | |
12 mo | ||
18 mo | ||
24 mo | ||
30 mo | ||
36 mo | ||
48 mo | ||
60 mo | ||
Jumbo Certificate $50,000+ |
6 mo | |
12 mo | ||
18 mo | ||
24 mo | ||
30 mo | ||
36 mo | ||
48 mo | ||
60 mo | ||
IRA Certificate | 6 mo | |
12 mo | ||
18 mo | ||
24 mo | ||
30 mo | ||
36 mo | ||
48 mo | ||
60 mo | ||
IRA Jumbo Certificate $50,000+ |
6 mo | |
12 mo | ||
18 mo | ||
24 mo | ||
30 mo | ||
36 mo | ||
48 mo | ||
60 mo |
Club Accounts
Rate Type | APY** |
---|---|
Summer Pay Club | |
Christmas Club | |
Summer Vacation Club | |
Winter Vacation Club |
Money Market
Rate Type | APY** |
---|---|
Money Market - $1,000.00 - $24,999.00 | |
Money Market - $25,000.00 - $49,999.00 | |
Money Market - $50,000.00+ | |
IRA Money Fund ** - $25,000.00 - $49,999.00 |
*APR = Annual Percentage Rate. Rates will vary based on credit worthiness and other factors depending on loan type.
**APY = Annual Percentage Yield. Fees may reduce earning on the account.