Goal Savers Certificates


Certificate Special!

6-month certificate 4.55% APY*!

9-month certificate 4.60% APY*!

Effective 12/14/2023
Limited Time Offer. Rates are subject to change.

REMEMBER YOU CAN MAKE ADDITIONAL DEPOSITS TO EARN EVEN MORE. Just visit a local branch or call 609-877-1911.

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A Goal Savers Certificate is similar to a savings account, the major difference being you agree to keep a pre-determined amount of money in the certificate for a specified amount of time. In exchange for agreeing to keep your money in the account for the term of the certificate, you are guaranteed a higher interest yield. This product also allows you add money for even greater savings.

We also offer Individual Retirement Accounts (IRA). Each have terms ranging from 6 months to 60 months. Each type of certificate account has its own conditions and restrictions. There is a $1,000 minimum for all accounts and certificates.


How to Open an Account

Stop by one of our branches or sign up by mail. See our step by step guide to becoming a member

Note: ABCO reserves the right to deny an application based on information provided by Chex Systems or by any other accredited source.

*Annual Percentage Yield. Fees could reduce earnings on the account. Rates subject to change at any time without notice. A penalty will be imposed for withdrawals made prior to maturity. You will pay an early withdrawal penalty of up to 120 days of dividend payment on your Share Certificate.

**There is a $1,000 minimum. ABCO reserves the right to modify this offer at any time.

How to Open a Goal Savers Certificate

A certificate can be opened at a branch or by calling 609-877-1911. If calling the Contact Center, be sure the funds for new account are available your in existing savings or checking account.

Contact Us, call 1.609.877.1911 or visit a location for more information or to make a request to open or add to a Goal Savers Certificate.

How to Get Money into ABCO

  1. Mobile Check Deposit***

  2. Electronic transfer from another financial institution*

  3. Cashier’s Check

  4. Wire Transfer

***Maximum limits apply