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Important Information Affecting Your Overdraft Services

A recent change to your account was approved by the Federal Government (Effective August 15th, 2010 for current members and July 1,2010 for accounts opened on or after that date) which will affect the level of service we provide to you when an overdraft situation occurs.

Your action is required otherwise your account features will no longer be the same.

The new regulation requires us to obtain your approval before we consider payment of your ATM withdrawals and debit card purchases that may create an overdraft in your account. We currently provide this convenience to members who qualify for our Overdraft Privilege Pay Service, or other members who may inadvertently overdraw their accounts through these types of transactions. The majority of our members prefer having this service to avoid the embarrassment of having their debit card purchase denied.

To continue receiving the same level of service, please complete the opt-in form online >>

You may also print out the opt-in form and return it to any one of our branches or fax it to: 609.871.9083. Alternatively, you can opt-in via phone by contacting the Member Care Center at 1.800.225.1859. Once you opt-in we will send you a letter confirming your choice.

We appreciate having you as a member. Remember, there is no charge for this service unless you use it. Please contact us should you have any questions.

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