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Checking accounts at ABCO FCU offer a unique blend of features for modern day banking and protection. All deposits are insured up to $250,000 by the National Credit Union Association (NCUA).

Account Types

Protection Plus Checking

A more complete checking account including dividends, ATM flexibility, identity theft protection, and access to your credit report & score every 90 days.

Features:

  • No minimum balance requirement
  • Enrollment in our CUperks Rewards program - earn points every time you use your debit card!
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Up to (6) non-ABCO ATM withdrawals per month free of charge
  • Dividends of .10% APY* on balances over $1,000
  • Access your credit report & score every 90 days
  • First box of 50 checks free
  • Overdraft Protection available
  • IDProtect® Identity Theft Monitoring and Resolution Service (Registration/activation required)**
  • Cell phone protection***
  • $4.95 monthly service charge

*Annual Percentage Yield. Fees could reduce earnings on the account. Rates current as of 01/01/2018. Rates subject to change at any time without notice.

Rewards Checking

Ideal for those looking to maximize return on their deposits.

Features:

  • Earn rewards of 1.01% APY* on balances up to $25,000 (.10% APY* on balances over $25,000) when requirements**** are met. .05% APY* when qualifications are not met.
  • Enrollment in our CUPerks Rewards program - earn points every time you use your debit card!
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Up to (6) non-ABCO ATM withdrawals per month free of charge
  • First box of 50 checks free
  • Overdraft Protection available
  • Enrollment in e-statements required
****Requirements:

 During the monthly qualification cycle:

  1. Have at least 1 direct deposit or direct debit (ACH) post and clear to your account
  2. Make at least 10 debit card purchases that post and clear your account (Note: Transactions may take one or more business days from the transaction date to post to an account.)
  3. Perform 1 financial transaction in online banking or bill payer (transfer money from one account to another, pay a bill, or request a check withdrawal)
  4. Agree to accept account statements electronically

Standard Checking

A basic checking account.

Features:

  • No minimum balance requirement
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit
  • Overdraft Protection available

Business Checking

Features unlimited transactions and night depository for your convenience.

Features: 

  • Unlimited transactions
  • Night Depository available at most locations
  • No minimum balance requirement
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit
  • Overdraft Protection available

How to Open an Account

Stop by one of our branches
or sign up by mail. See our step by step guide to becoming a member


Note: ABCO reserves the right to deny an application based on information provided by Chex Systems or by any other accredited source.

 

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