Abco header options ABCO Federal Credit Union ABCO Federal Credit Union ABCO Federal Credit Union ABCO Federal Credit Union ABCO Federal Credit Union

 

Checking accounts at ABCO FCU offer a unique blend of features for modern day banking and protection. All deposits are insured up to $250,000 by the National Credit Union Association (NCUA).

Account Types

Checking Account Comparison Chart

Protection Plus Checking
(Effective May 1st)

A more complete checking account including dividends, ATM flexibility, identity theft protection, and access to your credit report & score every 90 days.

Features:

  • No minimum balance requirement
  • Enrollment in our Scorecard Rewards program - earn points every time you use your debit card!
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Up to (6) non-ABCO ATM withdrawals per month free of charge
  • Dividends of .20% APY* on balances over $1,000
  • IDProtect® Identity Theft Protection Service**
  • Cell phone protection***
  • Access your credit report & score every 90 days
  • First box of 50 checks free
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit
  • Overdraft Protection available
  • $4.95 monthly service charge


Premiere Checking Account
(Note: This account will be renamed Rewards Checking Effective May 1st)

Ideal for those looking to maximize return on their deposits.

Features:

  • Earn rewards of 1.76% APY* on balances up to $25,000 (.20% APY* on balances over $25,000) when requirements**** are met. .05% APY* when qualifications are not met.
  • Enrollment in our Scorecard Rewards program - earn points every time you use your debit card!
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Up to (6) non-ABCO ATM withdrawals per month free of charge
  • First box of 50 checks free
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit
  • Overdraft Protection available
  • Enrollment in e-statements required
****Requirements:

 During the monthly qualification cycle:

  1. Have at least 1 direct deposit or direct debit (ACH) post and clear to your account
  2. Make at least 10 debit card purchases
  3. Perform 1 financial transaction in online banking or bill payer (transfer money from one account to another, pay a bill, or request a check withdrawal)
  4. Agree to accept account statements electronically


Standard Checking

A basic checking account.

Features:

  • No minimum balance requirement
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit
  • Overdraft Protection available

Business Checking

Features unlimited transactions and night depository for your convenience.

Features: 

  • Unlimited transactions
  • Night Depository available at most locations
  • No minimum balance requirement
  • Free ATM withdrawals at all ABCO FCU ATMs
  • Online Banking & Bill Pay
  • Mobile Banking w/Mobile Deposit
  • Overdraft Protection available

How to Open an Account

Stop by one of our branches
or sign up by mail. See our step by step guide to becoming a member


Note: ABCO reserves the right to deny an application based on information provided by Chex Systems or by any other accredited source.


*APY=Annual Percentage Yield

**IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: spouse, persons qualifying as domestic partner and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members or schools and their employees/students.

***Refer to Cellular Telephone Protection Guide to Benefit for all terms, conditions, and exclusions of the policy.

 

 

Equal Housing Verified by Visa Shared Branching NCUA