Abco header options ABCO Federal Credit Union ABCO Federal Credit Union ABCO Federal Credit Union ABCO Federal Credit Union ABCO Federal Credit Union

A Certificate Account is similar to a savings account, the major difference being you agree to keep a pre-determined amount of money in the certificate account for a specified amount of time. In exchange for agreeing to keep your money in the account for the term of the certificate, you are guaranteed a higher interest yield.

There are two types of Certificate Accounts - Regular and Individual Retirement Account (IRA). Each have terms ranging from 6 months to 60 months. Each type of Certificate Account has its own conditions and restrictions. Both are subject to penalties for early redemption.

 Certificate Rates
Description
Base Rate
Min. Amount
APY*
6 mo. CD
.20%$500.20%
6 mo. CD Plus.35%$50,000.35%
6 mo. IRA CD.20%$500.20%
6 mo. IRA CD Plus.35%$50,000.35%
12 mo. CD.50%$500.50%
12 mo. CD Plus .75%$50,000.75%
12 mo. IRA CD.50%$500.50%
12 mo. IRA CD Plus .75%$50,000.75%
24 mo. CD.75%$500.75%
24 mo. CD Plus1.00%$50,0001.01%
24 mo. IRA CD.75%$500.75%
24 mo. IRA CD Plus1.00%$50,0001.01%
36 mo. CD

.85%

$500.85%
36 mo. CD Plus1.10%$50,0001.11%
36 mo. IRA CD.85%$500.85%
36 mo. IRA CD Plus 1.10%$50,0001.11%
48 mo. CD.95%$500.95%
48 mo. CD Plus1.20%$50,0001.21%
48 mo. IRA CD.95%
$500.95%
48 mo. IRA CD Plus 1.20%
$50,0001.21%
60 mo. CD1.15%
$5001.16%
60 mo. CD Plus1.25%
$50,0001.26%
60 mo. IRA CD1.15%$5001.16%
60 mo. IRA CD Plus 1.25%$50,0001.26%

 

Stop by one of our branches to obtain a CD. 

*Annual Percentage Yield. Fees could reduce earnings on the account. Rates current as of 10/01/2017. Rates subject to change at any time without notice.                                                                        

 

Equal Housing Verified by Visa NCUA