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Like all of our financial products, the ABCO Visa is designed with you, our members, in mind. For that reason we offer our Visa credit card with the following benefits:

  • APR* as low as 6.75%
  • A fixed rate APR; No sudden increases
  • No annual fee on most cards
  • Create your own custom card using one of your personal photos
  • No balance transfer fee (Current Cardholders apply for a balance transfer now >>)
  • Credit lines up to $50,000
  • Cash advances available at any ABCO FCU branch or more than 40,000 ATMs worldwide
  • Earn Scorecard Reward Points towards valuable merchandise with every purchase you make!


Custom Card

Create a card that suits your own unique personality with our new ePix Card Designer. Upload one of your own personal photos or choose from a gallery of over 200 images!

New applicants:

Apply and create your custom card >>

Current Cardholders:

Request & create your custom card >>

Did you apply over the phone or in a branch and need to submit your custom card design? Did you save a design that you need to finish?

Go to the card designer >>


Custom Card Fees

Additional cards - $3.95
Custom card design at renewal – no charge

Current Credit Cardholders Credit Line Increase

Interested in a credit limit increase?
Submit a request online now >>

ScoreCard Rewards® Program

All members with an ABCO FCU credit card are automatically enrolled in the ScoreCard Rewards® Program. Every time you use your credit card, you'll receive 1 point for every $1 spent. Sign up for Scorecard account to view your point total and browse the gift catalog. Points will be posted as they are earned, and there is no fee to be a part of the program. You can browse the gift options and monitor your point total to see how close you are to your goal. Once reached, select your gift and redeem your points. NEW! Gift cards to popular retailers like Kohl's, Macy's, Best Buy, Pottery Barn and more now available in our rewards catalog!


To report fraud or a lost/stolen Visa card

During Business Hours: Please call 1.800.225.1859 ext. 7602

Regular business hours:
M-F 8:00am-6:00pm
Sat 9:00am-1:00pm
Sun Closed

After Hours & Weekend
To report a Visa credit card lost or stolen, please call 1.800.453.4270

To report fraud on a Visa credit card, please call 1.800.890.5097

Travel Preparations

Don't get caught unprepared when traveling! If you're going to be traveling out of the tri-state area and think you may need to use your ATM/Visa check card, contact us ahead of time to let us know so we can ensure your card isn't rejected or you aren't charged any unnecessary fees. Card Services can be reached at 1.800.225.1859 ext. 7602.


*APR=Annual Percentage Rate. Subject to credit approval. Introductory rate of 6.75% APR for the first six months. After the six-month introductory period, Rates will vary based on credit worthiness. The current range is 6.75% APR-17.00% APR as of 05/01/15. This range may change at any time. ABCO Visa Credit Card Holders will receive two points for every dollar spent on hotel, airline and gas purchases made with their card between July 1 and August 31, 2015. Log on to to check your point total/redeem points.
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