Your credit report can affect your ability to purchase a home, rent an apartment, buy a car, receive favorable insurance rates, or even get a new job. Further, checking your credit report regularly is a crucial step in protecting yourself from fraud or inaccurate reporting.

We urge all members to obtain the yearly credit report they are entitled to in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. They also provide options to request reports by telephone and by mail. AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose.

Credit Repair Assistance from ABCO

Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, ABCO wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE Financial Fitness Program.

We can help you obtain a copy of your credit report and provide a free and confidential credit report review to ensure you have the tools necessary to improve, maintain and protect your credit standing. 

Credit report review and education include:

• Understanding your credit score
• Correcting inaccuracies
• Improving your credit standing
• Protecting against identity theft and fraud
• Overcoming identity theft